Commercial Lines

Your business has its own risks. Start with the coverage that fits your work.

Explore insurance for property, liability, employees, equipment and business continuity.

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Explore commercial coverage.

Use this directory to identify topics for your quote inquiry. Your operations and policy terms determine which coverages may be appropriate.

Builders Risk Insurance

Addresses certain physical damage risks to a building during construction, subject to the project and policy terms.

Business Interruption Insurance

May help with lost income and certain continuing expenses when a covered event interrupts operations.

Business Owners Policy (BOP)

Combines selected property and liability coverages in one policy for eligible businesses.

Business Overhead Expense Insurance

May help pay eligible ongoing business expenses when an insured owner is unable to work due to a qualifying disability.

Cyber Liability Insurance

Addresses selected costs and liabilities associated with data breaches and other covered cyber incidents.

Commercial Auto Insurance

Provides options for liability and physical damage risks involving vehicles used in business.

Commercial Property Insurance

Addresses covered damage to business buildings, contents and other insured property.

Commercial Umbrella Insurance

May provide additional liability limits above specified underlying policies, subject to its own terms.

Directors and Officers Insurance

Addresses certain claims involving alleged wrongful acts in directors’ and officers’ leadership roles.

Employment Practices Liability Insurance

Addresses certain employment-related claims, such as allegations of discrimination or wrongful termination.

Errors And Omissions Insurance

Addresses certain claims alleging mistakes, omissions or failures in services provided to clients.

Food Contamination Insurance

May address specified losses and expenses following a covered food contamination event.

General Liability Insurance

Addresses certain third-party bodily injury, property damage and personal or advertising injury claims.

Inland Marine Insurance

Provides options for certain movable property, goods in transit and specialized equipment.

Liquor Liability Insurance

Addresses certain liability claims arising from selling, serving or furnishing alcoholic beverages.

Management Liability Insurance

Addresses selected risks associated with managing an organization, depending on the coverages included.

Pollution Liability Insurance

Addresses certain liabilities and cleanup costs arising from covered pollution conditions.

Product Liability Insurance

Addresses certain injury or property damage claims associated with products a business makes, distributes or sells.

Professional Liability Insurance (E&O)

Addresses certain claims alleging negligence or errors in professional services. Requirements vary by profession.

Self-Employed Business Insurance

Explore coverage options for the property, liability and service-related risks of working for yourself.

Tools and Equipment Insurance

Addresses covered loss or damage to insured tools and equipment, including off-site use where the policy allows.

Workers Compensation Insurance

Provides benefits for eligible work-related injuries or illnesses according to applicable law and policy terms.

Descriptions are general summaries, not a statement of coverage. Availability, eligibility, limits and exclusions vary by policy.

Start with what matters to you.

Tell us whether you’re exploring personal or business coverage, and what you’d like to insure.